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Monday, 27 March, 2017

420 N. POKEGAMA AVENUE

As consumers and taxpayers, we all pay higher prices due to losses associated with people issuing worthless checks. Law enforcement spends significant resources investigating and prosecuting people who issue worthless checks.The number of worthless check cases increases every year.

In response to concerns regarding worthless checks, the Grand Rapids Police Department has implemented a worthless check diversion program.The main goals of the program are:

  • Restitution for victims
  • Increase the accountability for people who issueworthless checks
  • Educate and assist Grand Rapids merchants and residents in reducing the number of worthless check cases
  • Reduce the investigation and prosecution costs associated with worthless check cases

This program is at no cost to the taxpayer or merchants. It is funded solely by fees from the people who issue the worthless checks. If you have further questions after reviewing this packet, please contact the Check Diversion Program at 651-388-2569.


PROGRAM SUMMARY

The restitution program process works as follows:

A. Check writer pays the Check Diversion Program - 100% of the face value of the check is returned to the merchant plus bank fees, if paid.
B. Offender completes a financial counseling program offered by the Check Diversion Program.
C. Check writer fails to pay – the check is sent for prosecution review and proceedings.

CHECKS ELIGIBLE FOR THE PROGRAM

  • NSF, Account Closed, Refer to Maker, Stop Payment, Business to Business, Rent and Electronic Checks received within city limits that do not exceed $1500.00.
  • If your check exceeds $1500.00, please bring it directly to Grand Rapids Police Department.
  • Worthless checks submitted LESS THAN 120 DAYS from the date issued by the check writer.
  • (Exception: first time program users can send checks up to 2 years old)


CHECKS NOT ELIGIBLE FOR THE PROGRAM

  • Promissory notes and/or arrangement to hold the check for deposit or credit extensions
  • Second party checks
  • Checks that are currently in collections by a collection agency or attorney (law firm) (checks can be forwarded to check diversion program after agency has sent them back)


STEPS TO FILING A COMPLAINT FORM

  • The two documents below must be completed before any checks can be processed in the program.
  • 1. The “Memorandum of Understanding.” Send this with your first checks. ***You need to send this in one time only.
  • 2. A completed “Preliminary Worthless Check Report” form must accompany each batch of check(s) submitted. You must submit the original check(s) stamped by the bank with the reason it was returned to you.


Mail checks to:
Grand Rapids Check Diversion Program
P.O. Box 29
Red Wing, MN 5506

WORTHLESS CHECK PROGRAM REPORTING

For information on checks sent in call 651-388-2569.
Restitution recovered will be handled as follows:

  • Paid in full restitution will be deposited into a trust account and paid back monthly.
  • Payment plans will be deposited into a trust account and paid back after final payment is received.


WHEN TO CONTACT THE GRAND RAPIDS POLICE DEPARTMENT

Call the Police to report:

  • Counterfeit check(s)
  • Altered checks
  • Forged checks of any amount
  • Checking account opened using fraudulent information
  • Stolen checks

When you are a victim of the above crimes, call the Grand Rapids Police Department at 218-326-3464 to file a police report. A police officer will take an initial report. You must report these crimes immediately upon knowing.

Click the button below for additional information on the Check Diversion Program.