1. Contact one of the three credit reporting agencies.  A Fraud Alert will be automatically placed on each of your credit reports within 24 hours.

Ask them to include messages on your credit report indicating that no new credit should be granted without your personal approval.  This is generally for Identity Theft and Stolen Credit Cards.


Equifax: 1(800)525-6285 PO BOX 740241  
Atlanta, GA 30374-0241
Experian: 1(888)397-3742 PO BOX 9554  
Allen, TX  75013
TransUnion: 1(800)680-7289 Fraud Victim Assistance Division
PO BOX 6970  
Fullerton, CA  92834-6790

2. Contact the security departments of the appropriate creditors or financial institutions for all accounts that have been fraudulently accessed or opened.  Ask each creditor to provide you and your investigating law enforcement agency with copies of the documents showing fraudulent transactions. You may have difficulty getting this documentation, but do not give up.  You will need this information to help track down the perpetrator.

If you develop additional information after the initial report, call the Grand Rapids Police Department at 218-326-3464.